What is an FHA Loan?
FHA loans have been helping homeowners since 1934. The Federal Housing Administration (FHA) insures the loan, so your lender can offer you a better deal. Low down payments, Low closing costs, Easy credit qualifying.
Buying your first home?
With an FHA backed loan your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. FHA Loans are available on 1-4 unit properties.
Buying a home with repair needs?
FHA provides a specifc loan, the FHA 203(k), to fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs – all in one loan.
Mortgage Programs Specifically for Veterans
You’ve served our country without fail and you deserve a home that fits your specific situation. The VA helps service members, veterans, and eligible surviving spouse become homeowners.
The VA provides a home loan guarantee benefit to help you buy, build, or retain your dream home. VA Home loans are provided by lenders, such as banks and mortgage companies — each VA loan is guaranteed by the VA, enabling the lender to provide more favorable terms.
In order to qualify, you must be eligible for the VA Loan. You can use the eBenefits Portal maintained by the VA to check your eligibility and request your Certificate of Eligibility.
USDA Rural Development Single Family Housing Guaranteed Loan Program
The USDA Rural Development Single Family Housing Guaranteed Loan Program offers affordable financing to rural homebuyers. The program is designed to assist low to moderate income homebuyers obtain up to 100% financing in addition to other benefits.
Additional Guaranteed Loan Features include but are not limited to:
- 100% Financing – No down payment required
- Flexible Credit Guidelines – Non-traditional credit histories may be accepted.
- No Maximum Purchase Price
Contact us today to see if you can qualify for the USDA Guaranteed Loan Program